Endless opinions on TV, YouTube and social media create a nonstop stream of conflicting signals. You over-read, overthink and never feel sure enough to act.
Because you’re drowning in noise, your choices become reactionary: a hot tip makes you buy, a scary headline makes you sell. Decisions happen on emotion, not on a clear plan.
That panic-and-chase behavior then compounds the damage — you lock in small profits by selling winners too early and cling to loss-making stocks hoping they’ll turn around. Over time this pattern quietly destroys your portfolio returns.
Shows exactly how much to put in equities, index funds, gold and fixed income — based on your age, net worth and expenses. No guesswork.
Scores 30+ Indian sectors using a rules-based checklist — government push, growth, valuations and trendiness. Helps you focus where opportunity actually exists.
A 5-pillar stock checklist (foundation, numbers, valuation, quality, sentiment). Turn messy research into a clear score so you know which stocks deserve your capital.
A practical routine for every 6–12 months: promote winners, trim laggards, and keep your portfolio aligned with goals — tax-aware and disciplined.
Got a bonus or windfall? This tool helps you decide lump-sum vs SIP using valuation + trend signals so new money helps — not hurts — your compounding.
A 1-month mentor-led sprint (8–10 live sessions) that gets you from learning to actually doing. Runs every other month so you can join whenever you’re ready.
Your 24/7 AI mentor trained on ISMA content — instant summaries, lesson notes and clarifications. If it doesn’t know, it tells you and points you to support (no made-up answers).