Additional Investment Tool
How to Add New Money Without Messing Up Your Plan
You’ve built your portfolio, but what happens when you get a bonus, sell an asset, or want to start a new SIP? Adding new money the wrong way can upset your portfolio’s balance and even undo years of compounding. That’s why, inside ISMA, you’ll first learn the key concepts of adding capital — how lump sums and SIPs work, why timing is important, and how to stay aligned with your risk profile. Then, the Additional Investment Tool makes it easy to put these ideas into action. It helps you decide whether to wait, stagger, or invest systematically, ensuring every extra rupee adds to your compounding instead of disrupting it.
Key Benefits
Smarter Lump Sums
Learn why timing matters when putting in a big amount. The tool applies Nifty PE + Dow Theory logic so you avoid bad entry points.
Easy SIP Planning
Decide a monthly (or quarterly) amount, set your allocation %s, and the tool breaks it down into equity, index funds, gold, and debt — making SIPs effortless.
Fits Any Situation
Bonus, windfall, salary raise — whether it’s lump sum or SIP, you’ll know how to slot it in without upsetting your portfolio.
Automation-Ready
Learn how to use ETF stock SIPs or mutual fund SIPs to make execution automatic — so investing becomes a habit, not a hassle.
Solution
- Rules for lump sum vs. SIP clearly taught
- Tool applies Nifty PE + Dow Theory to avoid mistiming
- Simple allocation breakdown across asset classes
- Practical tips for automation & staggered investing
Problem
- Badly timed lump sums wipe out returns
- Random SIPs don’t match portfolio goals
- Most investors have no system for adding extra capital
- No clear system for adding extra capital
Reviews
Read inspiring testimonials from users who successfully found jobs using our platform.
Simple, honest finance courses that empower you with strategies, Al tools, and real support.
Jay Shah
Banker
Amazing tools guiding my financial freedom journey since 2020, truly grateful.
Kirti
Student
CSS Sheet and Coela Al made finance clear, organized, and profitable with ISMA 3.0.
Dipak Waykar
Businessman
ISMA taught me MF, insurance, bookkeeping, and expert analysis in simple language.
Devdatt Shah
Full time Trader
Case Study
Vikram
Vikram’s Journey
Vikram, 35, got a big annual bonus. Excited, he wanted to put ₹10 lakhs into the market right away.
But he worried
- What if I buy at the wrong time and lose years of growth?
Inside ISMA, he learned the rules of adding capital — how lump sums can hurt if timed badly, and how SIPs protect you by averaging costs.
Then he used the Additional Investment Tool. By entering Nifty PE and Dow Theory signals, he saw that it wasn’t the right time for a full lump sum. Instead, he planned an 18-month SIP.
Now Vikram has:
- Invests with peace of mind. His bonus is working for him
- Steadily, safely, and without disturbing his main portfolio.
Your Next Step
Your business is your passion. But your financial future shouldn’t depend on just one source.
Frequently Asked Questions
You’ll learn the principles of adding capital (lump sum vs SIP). Then you’ll use the tool to plan your additional investments confidently.
No. You’ll learn how Nifty PE and Dow Theory work, and the tool makes applying them easy.
No. It helps you apply the rules you learn — giving you a safe way to add new money into your existing portfolio.
Here, your SIP is matched to your overall allocation strategy — not random. You know exactly why and how much goes into each asset class.
Yes. Our mentors, Goela AI, and support team will help you implement both lump sum and SIP strategies.