For Business owners
Build Wealth Beyond Your Business
As a business owner or self-employed professional, your income depends on your work. Most of your money is tied up in your business, and investing outside feels confusing or risky.
- All eggs in one basket → your business is your only source of growth.
- Irregular income → you’re unsure how to commit to investments.
- Lack of time → you want results, but can’t track markets daily.
ISMA 3.0 solves this. It gives you a structured way to diversify outside your business, protect wealth, and create compounding that works even when you’re not working.
ISMA 3.0 Tools
Four Solutions
- Portfolio Management
Learn and apply professional asset allocation rules.
- Asset Allocation Tool – Diversify based on your age, net worth, and expenses.
- Rebalancing Tool – Review every 6–12 months to stay on track.
- Additional Investment Tool – Add bonuses, SIPs, and lump sums smartly.
- Stock Selection
GSS Elite Tool
- Learn the 5-pillar system to identify strong businesses outside your own. Score them objectively to invest with confidence.
- AI-Powered Clarity
Goela AI
- Get instant answers on lessons, concepts, and tools. Your 24/7 “AI mentor” when you don’t have time to wait.
- Action Marathon
Consistent execution guidance
- 8–10 live mentor sessions every other month — so you actually finish setting up your portfolio instead of delaying.
We Value Sharp Thinking
01.
Diversification Made Simple
Protect yourself by learning how to grow outside your business — without pulling too much time or attention away.
02.
Clarity with Irregular Income
Use tools to plan lump sums from profits and flexible SIPs — no stress about “fixed amounts.”
03.
Balanced Risk
Keep your business as your growth engine while your portfolio compounds safely on the side.
04.
Long-Term Security
Even if your business faces ups and downs, your investments keep working for your future.
Case Study
Rakesh
Ravi’s Story
Rakesh ran a successful garment manufacturing business. Most of his profits went back into inventory, and whatever was left he parked randomly in FDs and a few stocks suggested by friends.
His problems:
- No idea of his actual net worth.
- No diversification beyond his business.
- No plan for irregular lump sums.
Inside ISMA, Ravi first learned the basics of asset allocation — how professionals spread money across equity, debt, gold, and index funds, and why this balance reduces risk.
But learning wasn’t enough. He needed to apply it to his own portfolio. That’s where the Asset Allocation Tool came in.
With just his net worth, income, expenses, and age bracket entered in the blue cells, the tool showed him a clear allocation strategy. And because he already understood the logic behind it, Ravi felt confident taking action.
After joining ISMA 3.0
- He used the Net Worth & Cashflow Tool to see his real financial picture
- With the Asset Allocation Tool, he diversified into equity, gold, and debt — reducing overexposure to his business risk.
- The Additional Investment Tool helped him plan lump sum investments each time profits came in.
Now Rakesh says:
Earlier I thought reinvesting in my business was the only way to grow. ISMA showed me how to build wealth outside it. I finally feel financially secure