For Retirees & Pre-Retirees
Protect and Grow Your Retirement Wealth
Empowering professionals with data-driven investment success tools
You’ve worked hard your entire life. Now your priority isn’t chasing the next “hot stock” — it’s protecting your wealth, generating steady income, and ensuring your money lasts.
But many retirees face 3 challenges:
- Fear of losing savings → worry about market volatility.
- Rising costs → inflation eats away at fixed deposits and pensions.
- No clear system → money lies idle or scattered across random investments.
ISMA 3.0 is built to solve these. It gives you clarity on where you stand, shows you how to balance safety with growth, and ensures your wealth keeps working for you — steadily and securely.
ISMA 3.0 Tools
Four Solutions
- Portfolio Management
Smart Portfolio Tools
- Net Worth & Cashflow Tool — Understand exactly where your money is today and how much you can safely invest.
- Asset Allocation Tool — Balance equity, gold, and fixed income for safety + inflation-beating
- Rebalancing Tool — Adjust annually to stay safe and aligned with your retirement goals.
- Stock Selection
GSS Elite Tool
- Learn a 5-pillar system to check the strength of companies before investing. Avoid risky, unstable businesses.
- AI-Powered Clarity
Goela AI
- Get instant, trustworthy answers to questions, summaries, and resources — so you never feel lost.
- Action Marathon
Consistent execution guidance
- Join 8–10 live mentor sessions every other month. Get handholding to set up your portfolio properly, without stress or confusion.
We value sharp thinking
01.
Safety First
Protect capital with structured checks and allocations.
02.
Inflation Protection
Balance equity and fixed income so your money grows faster than rising prices.
03.
Clear Income Planning
Know how much you can withdraw safely without running out of funds.
04.
Confidence & Clarity
Stop second-guessing. Use structured tools and mentor guidance to feel in control.
Case Study
Suresh
Suresh’s Story
Suresh was preparing for retirement in 2 years. His savings were split between FDs, insurance plans, and a few stocks his friends had recommended. He constantly worried:
He always felt:
- Will my money last?
- What if inflation eats my savings?
- Are my stocks even safe?
Through ISMA 3.0, here’s what changed
- He used the Net Worth Tool to see his complete financial picture.
- With the Asset Allocation Tool, he built a plan that protected capital while allowing moderate growth.
- The Rebalancing Tool gave him a clear yearly check-up system.
- In the Action Marathon, mentors guided him step by step to actually set everything up.
Today, Suresh says:
“For the first time, I feel at peace. I know my money is safe, and I know exactly how to manage it year after year.”
Your Next Step
Your retirement years should be stress-free. With ISMA 3.0, you’ll have a complete system to:
- Protect your wealth.
- Beat inflation.
- Generate steady income.
- And live with confidence.