For Homemakers
Take Control of Your Family’s Financial Future
Empower yourself to invest confidently and grow your savings independently with ISMA 3.0.
As a homemaker, you play a huge role in managing household money. But when it comes to investing, many homemakers feel left out or dependent on others.
The challenges:
- Relying on others’ advice → not always reliable or safe.
- Fear of losing savings → worry about making mistakes.
- No clear system → money stays idle or in low-growth options like FDs.
ISMA 3.0 is built to change this. It teaches you the concepts step by step, and gives you tools that make applying them simple — so you can grow your family’s savings safely and confidently.
ISMA 3.0 Tools
Four Solutions
- Portfolio Management
Smart Portfolio Tools
- Net Worth & Cashflow Tool — See exactly what you own, what you owe, and what you can invest.
- Asset Allocation Tool — Learn how to spread money across safe and growth assets.
- Additional Investment Tool — Put monthly savings or lump sums to work without risk of bad timing.
- Stock Selection
Stock & Fund Selection
- GSS Elite Tool — Use the 5-pillar system to understand if a company is strong or weak — no need to rely blindly on advice.
- AI-Powered Clarity
Goela AI
- Your personal 24/7 AI mentor trained on ISMA content. Get simple explanations, summaries, and step-by-step notes.
- Action Marathon
Consistent execution guidance
- Join 8–10 live mentor sessions every other month. Get handholding to complete all the tools quickly — no more confusion or procrastination.
We value sharp thinking
01.
Independence
Learn how to manage money yourself — without always asking someone else.
02.
Safety + Growth
Protect savings in safe assets, while also growing them with inflation-beating investments.
03.
Simple & Practical
Easy-to-use tools and clear guidance mean you don’t need finance knowledge to start.
04.
Family Security
Create a financial system that secures your family’s future, not just today’s needs.
Case Study
Pooja
Pooja’s Story
Pooja managed her household budget well, but when it came to investing, she left decisions to her husband and in-laws. Most of the family savings sat in fixed deposits.
She always felt:
- “What if something happens — will I know how to handle money?”
- “Are we missing out on better growth options?”
With just his net worth, income, expenses, and age bracket entered in the blue cells, the tool showed him a clear allocation strategy. And because he already understood the logic behind it, Ravi felt confident taking action.
After joining ISMA 3.0
- She used the Net Worth & Cashflow Tool to understand her family’s financial picture.
- With the Asset Allocation Tool, she built a safe but growth-oriented plan.
- She learned to check any stock or company with the GSS Elite Tool, instead of depending only on advice.
- Through the Action Marathon, she set everything up within a month.
Today, Pooja says:
“For the first time, I feel confident about our family’s financial future. ISMA gave me independence and clarity.”